Important: If you are a current UTC student, access your online invoice approximately 2-3 weeks prior to the beginning of the term for a precise tuition and fee assessment based upon your specific academic program, student level, course level and actual course and credit enrollment. This tool provides an estimate only.

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A year at college typically has 2 semesters: Fall and Spring. Students choosing to take more classes may attend the Summer semester. There is no winter semester, but fall and spring cover those months. This Fee Estimator calculates the cost of only 1 semester. If you want an approximation of how much a typical year of college would cost, you will need to double these numbers to know the cost of Fall and Spring semesters.

Tuition Estimator (for One Semester )

(For 2020-2021 year, includes summer 2021)
Student Status


Is the student's home address in Tennessee? Does the student qualify as a Tennessee state resident? Then that student would be an In-state student and the state of Tennessee covers their tuition costs. Also some US military stationed in TN, or full time employees in Tennessee taking 11 or fewer hours, may be eligible for the In-state rate, read about it here. If you like reading legal documents, you can read this.

Beginning fall 2020, UTC has a new discount called the Border State Discount. The Border State Discount is 50% off of tuition for Students that live in Alabama, Arkansas, Georgia, Kentucky, Mississippi, Missouri, North Carolina, South Carolina or Virginia. These students receive 50% discount off of tuition for C Campus undergraduate out-of-state tuition.

Some North Georgia and Jackson County (AL) residents are eligible for a Regional Tuition Discount, read about it here. These students receive 75% discount off of tuition for C Campus undergraduate out-of-state tuition.

Students not from Tennessee and not part of a designated discount are considered Out-of-State and need to pay tuition. This distinction has nothing to do with whether the student lives on campus in a residence hall.


Class Standing

Undergraduate college students are working towards a standard college Bachelors or Associates Degree. Graduate students are working towards an advanced degree past Bachelors, such as Masters or Doctors degree.

Class Types and Credit Hours

How will you take your class hours?

Traditionally, students come to UTC's campus and take classes seated in a classroom with a teacher in front. However, students may choose to take UTC classes online, entirely through the internet. Also, some hybrid classes may be offered, that are mostly online, but do have some in-person sessions. Such hybrid classes are considered to be online classes for fee purposes. Sometimes students may decide to take a mixture of both seated classes and online/hybrid classes. Because the fees for each are different (for example only online classes have online fees), this estimator needs to know how many hours of each type. Many fees (including the online fees) are automatically applied upon answering this question.

Class hours are the traditional way of measuring a course. If a class is expected to meet for 3 hours a week during the semester then it is said to be a 3 hour course. A student taking 4 classes, each being a 3 hour course, is taking a 12 hour class load.

A student is considered to be a full time student when their class load reaches 12 hours for an undergraduate student and 9 hours for a graduate student.


Which UTC Campus?

Seated students are generally categorized onto the Chattanooga campus, because they are in more traditional on-campus majors. There are a handful of majors specifically designed to be taken online placing such students in the Distance campus. All others students are in the Chattanooga campus. Depending on which campus a student is assigned, the fee structure is different.

Housing, Meals, and Parking


Off Campus students live away from the campus. On Campus students live in one of the residence halls on campus. When a Freshmen or Sophomore student lives on campus, they are required to pick a meal plan. Resident Assistants (RAs, work for Housing helping on-campus students,) receive free housing and a basic meal plan.


Meal Plans

Freshmen and Sophomore UTC students living on campus (in a residence hall) are required to purchase a meal plan. Upperclassmen (seniors and juniors,) and students NOT living in a residence hall have less costly options available only to them, and are not required to purchase a meal plan. Read about the meal plans here. In this case, residence applies to living on campus, and has nothing to do with a student's home address before UTC.



A parking permit is required to park at UTC. Different Parking areas have different costs associated with them. Read about the parking decal costs here.

Specific Class and Lab Fees

Specific class and Lab fees

Certain classes have extra Course fees, Lab fees, Curriculum fees, or Differential fees. If you know what courses you are taking in a term, then you can use this section to make your term estimate more accurate by accounting for these fees.


General Lab fees

Every laboratory class has an additional lab fee. Do not count Educational Psychology lab classes here, they are selected in the next section.


Educational Psych Lab fees

Every Educational Psychology lab class has an additional fee. Select your Educational Psychology lab classes only here, not counted again as a lab.


College of Business fees

All College of Business classes have an additional fee. Accounting, Economics, Finance, Management, and Marketing are all taught by the College of Business. This includes, but is not limited to, all classes with these prefixes: ACC, BUS, ECON, ETR, FIN, MGT, and MKT. Be Advised: If you are a graduate student taking a graduate course, you must in addition select the graduate program fee for such a course.


Graduate Program Fee - College of Business

All Graduate College of Business classes have an another fee in addition to the standard College of Business fee. This includes, but is not limited to, all classes with these prefixes: ACC, BUS, ECON, ETR, FIN, MGT, and MKT. Be Advised: The number of hours selected for COB classes must be at least as high as the number selected for this.


Physical and Occupational Therapy fees

Every Physical and Occupational Therapy class has an additional fee.


Applied Music fees ( lower level )

Applied Music fees are based on the level of the courses. Courses numbered below 2000 are lower level, and have smaller fees.


Applied Music fees ( upper level )

Applied Music fees are based on the level of the courses. Courses numbered 2000 and above, are upper level, and have higher fees.


Practicum fees

Every 5000 level (graduate school) Health and Human Performance class has an additional practicum fee.


Special Biology Course Fee

BIOL 4195 This Field Botany course requires each student to attend a one-week trip to Highlands Biological Station in Highlands, North Carolina. This proposed fee will offset some costs associated with boarding expenses, use of a off-site modern lab with dissecting scopes and other requisite tools, access to teach herbarium and library, and other expendable supplies.


Social Work Course fee

Social Work - SOCW 5352, 5213, 5143, 4760, 4100 These specific Social Work courses require students to participate in a number of off campus events and particular research projects which include costly visuals. This Fee will provide assistance with the needed materials, registrations, travel and other costs associated with events and research tailored to knowledge of social welfare programs, social problems and policies, and policy creations and implications.

Cost Estimates for One Semester

×Semester: A year at college typically has 2 semesters Fall and Spring. Students choseing to take more may attend the Summer semester. There is no winter semester, but fall and spring take those months.
×Maintenance Fees: Every Student pays for certain fees according to how many class hours they are taking. And there are some flat fees that are the same regardless of how many hours a student takes. The primary fee is Maintenance, and the others are the Athletics fee, Health fee, Green fee, Library fee, Facilities fee, Transportation fee, Program and Service fee, Debt Service fee and the Tech fee. Online students pay the Tech fee, Library fee, and the Online support fee. Read about seated fees here. Read about distance/online fees here.
Maintenance and required fees   $4332.00  Explain
×Tuition Fees: Tennessee residents do not pay tuition. Tuition is generally required for non-Tennessee resident students based on course hours. For more explanation, click on the symbol next to Residency at the top of this page.
Tuition fees   not computed  Explain
Housing   not computed  
Meal plan   not computed  
Parking   not computed  
Specific class and Lab fees   not computed  
×Estimated Total: Do not let this number frighten you. Most students are eligible for financial aid, scholarships, and a payment plan. Please contact the Financial Aid department, the Scholarships office, and the Bursar to help you.
Estimated Total   not computed  Help


All fees are subject to any changes approved by the Board of Trustees prior to the beginning of a term.

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